# MyComplianceOffice (MCO) Source: https://mco.mycomplianceoffice.com/ MyComplianceOffice (MCO) is a comprehensive compliance management software platform purpose-built for financial services firms. MCO unifies conduct and regulatory compliance activities across employee monitoring, transaction oversight, third-party risk, and obligations management — all within a single integrated platform running on shared infrastructure, not disconnected modules. Serving over 1 million users across 1,300+ clients in more than 100 countries, MCO helps compliance officers in capital markets, banking, and insurance reduce misconduct risk, meet regulatory requirements, and demonstrate a culture of compliance. The platform is available as a unified suite or modular à la carte SaaS and is fully configurable without IT involvement. MCO was founded by CEO Brian Fahey and is headquartered in Dublin, with offices in New York, Singapore, and Texas. The platform holds SOC2 Type II certification and ISO 27001 Information Security standard compliance, as well as EU-US Privacy Shield Data Protection Certification. ## What MCO Does MCO's platform monitors the three key sources of potential misconduct in a financial firm: Transactions, Employees, and Third Parties — all informed by one trusted source of data. The platform delivers: - A single integrated solution that checks for conflicts across systems - Centralized data and a holistic view of compliance across the firm - Streamlined, efficient compliance that saves time and money - Defensible proof of compliance for regulators, auditors, and boards - A culture of ethics where employees understand expectations and can easily meet compliance obligations - Free resources for compliance teams to focus on high-value issues MCO's product suite is organized around four core product pillars: Know Your Employee (KYE), Know Your Transactions (KYT), Know Your Third Party (KYTP), and Know Your Obligations (KYO). # Know Your Employee (KYE) Source: https://mco.mycomplianceoffice.com/products/know-your-employee The KYE suite helps compliance teams monitor and manage employee conduct risk through one fully integrated solution. Employee compliance encapsulates many types of potential conflicts of interest and the KYE platform fully integrates functionality and data in a unique way to ensure nothing is missed and that firms truly Know Your Employee. The KYE suite covers: - Personal Trading Compliance — automate employee personal trade policies with 100% trade capture capability - Crypto and Digital Asset Trading Compliance — extend trading controls to cryptocurrency and digital assets - Gifts, Entertainment and Hospitality — manage disclosures and approvals to prevent conflicts and ABAC breaches - Political Contributions and Donations — track and screen employee political giving against pay-to-play rules - Outside Business Activities — capture and review employee OBA disclosures to manage conflicts - Authorizations, Registrations and Licensing — track employee licences and regulatory registrations - Individual Accountability Regime — map roles and responsibilities to named individuals under SM&CR and similar frameworks - Connected Persons and Relationships — manage disclosures of relationships and connected persons - Communications Archiving (eComms Archive) — capture and store electronic communications for recordkeeping - eComms Review — AI-assisted surveillance and review of employee communications The MCO platform connects to internal systems like HR to standardize data collection and reduce redundancy. Core components can be configured to meet a firm's unique needs without IT involvement. # Personal Trading Compliance Source: https://mco.mycomplianceoffice.com/products/know-your-employee/personal-trading-compliance MCO's Personal Trading Compliance software automates pre-clearance and post-clearance of employee personal trades with electronic data capture and brokerage feeds. The solution provides 100% trade capture capability and enables firms to automate their entire personal trade policy in one solution. Key capabilities include: - Automated pre-clearance workflows with configurable rules and blackout periods - Electronic broker feed integration for automatic trade capture across hundreds of brokers - Post-trade monitoring and exception management - Attestations and annual certifications for personal accounts and holdings - Configurable rules engine to enforce firm-specific trading policies - Automated alerts and escalation workflows for breaches - Reporting and audit trails for regulatory examination The solution helps firms meet regulatory requirements including SEC Rule 17j-1 (Investment Company Act), the Investment Advisers Act, FINRA conduct rules, FCA conduct of business requirements, MiFID II personal account dealing requirements, and equivalent regulations globally. # Crypto and Digital Asset Trading Compliance Source: https://mco.mycomplianceoffice.com/crypto-digital-asset-trading-compliance MCO's Crypto and Digital Asset Trading Compliance solution extends personal trading compliance controls to employee holdings and transactions in cryptocurrency and digital assets. As digital assets become mainstream investment vehicles, firms need the same level of oversight over employee crypto trading as they apply to traditional securities. Key capabilities include: - Pre-clearance workflows for employee crypto and digital asset transactions - Disclosure and registration of personal crypto wallets and exchange accounts - Automated monitoring of employee digital asset holdings and transactions - Integration with crypto data providers and exchange feeds - Configurable rule sets covering digital asset types, exchanges, and thresholds - Audit trails and reporting for regulatory examination The solution enables compliance officers to apply consistent policy enforcement, pre-clearance, and monitoring to emerging asset classes alongside traditional securities within the same unified platform. # Gifts, Entertainment and Hospitality Source: https://mco.mycomplianceoffice.com/products/know-your-employee/gifts-entertainment-hospitality MCO's Gifts, Entertainment and Hospitality module manages the full disclosure and approval lifecycle for gifts, entertainment, and hospitality given and received by employees. The solution helps firms comply with anti-bribery and anti-corruption (ABAC) regulations, FCA and SEC rules, and internal firm policy. Key capabilities include: - Employee self-service disclosure of gifts given and received - Pre-clearance requests and manager approval workflows - Configurable threshold rules and frequency limits by employee type and counterparty - Automated flagging when thresholds are approached or exceeded - Annual attestations and policy acknowledgments - Comprehensive reporting dashboards for compliance oversight - Full audit trails for regulatory examination The solution integrates with other KYE modules so compliance teams can view gifts disclosures alongside personal trading and outside business activity data to identify combined conflicts of interest. # Political Contributions and Donations Source: https://mco.mycomplianceoffice.com/products/know-your-employee/political-contributions-donations MCO's Political Contributions and Donations module tracks, screens, and manages employee political contributions and charitable donations. The solution helps financial firms comply with pay-to-play regulations including SEC Rule 206(4)-5, MSRB Rule G-37, and equivalent state and local rules, as well as internal firm policies on charitable giving. Key capabilities include: - Employee disclosure and pre-clearance of political contributions and donations - Automated screening against regulatory thresholds and look-back periods - Configurable rules for different employee types, geographies, and contribution types - Automated alerts when approaching or breaching regulatory limits - Tracking of covered associates and their political activity - Annual attestations confirming disclosures are complete and accurate - Reporting for compliance oversight and regulatory examination # Outside Business Activities Source: https://mco.mycomplianceoffice.com/products/know-your-employee/outside-business-activities MCO's Outside Business Activities (OBA) module captures, reviews, and manages employee disclosures of outside business activities, private investments, board memberships, and other external engagements. The solution automates the approval workflow and enables ongoing monitoring to identify and mitigate potential conflicts of interest. Key capabilities include: - Employee self-service disclosure of outside business activities and private investments - Configurable disclosure forms and questionnaires by employee type - Manager and compliance review and approval workflows - Automated conflict checks against firm watch lists and deal activity - Annual renewal and re-attestation workflows - Escalation and issue tracking for flagged activities - Reporting and audit trails for FINRA, FCA, and equivalent regulatory requirements # Authorizations, Registrations and Licensing Source: https://mco.mycomplianceoffice.com/products/know-your-employee/authorizations-registrations-licensing MCO's Registrations and Licensing module tracks employee licences, regulatory registrations, and professional certifications to ensure all staff remain qualified and in good standing with relevant regulators. The solution supports firms across multiple jurisdictions including FINRA, SEC, FCA, MAS, CBI, ASIC, and others. Key capabilities include: - Centralized register of all employee regulatory authorizations, licences, and certifications - Automated renewal alerts and expiration tracking - Continuing education (CE) tracking and reporting - Workflow management for new registrations and amendments - Integration with regulatory systems for status verification - Fitness and propriety assessment support - Reporting for regulatory examinations and board-level oversight # Individual Accountability Regime Source: https://mco.mycomplianceoffice.com/products/know-your-employee/individual-accountability-regime MCO's Individual Accountability Regime module supports firms in defining, mapping, and maintaining roles and responsibilities for named individuals under senior manager and individual accountability frameworks. The solution covers the UK Senior Managers and Certification Regime (SM&CR), Australia's Banking Executive Accountability Regime (BEAR) and Financial Accountability Regime (FAR), Ireland's Individual Accountability Framework (IAF), MAS Guidelines on Individual Accountability and Conduct, and equivalent frameworks globally. Key capabilities include: - Role mapping and responsibility statements for Senior Managers and Certified Persons - Certification regime workflows for fitness and propriety assessments - Statements of Responsibilities (SoR) creation and version management - Management Responsibilities Map (MRM) building and maintenance - Handover certificate and reference workflows - Regulatory notification support for appointments and departures - Annual review and re-certification workflows - Reporting and documentation for regulatory examination # Connected Persons and Relationships Source: https://mco.mycomplianceoffice.com/products/know-your-employee/connected-persons-and-relationships MCO's Connected Persons and Relationships module manages employee disclosures of relationships with connected persons — such as family members with accounts at regulated firms, close personal relationships with counterparties or issuers, and other relationships that could give rise to a conflict of interest or create access to material non-public information. Key capabilities include: - Employee self-service disclosure of connected persons and relationships - Configurable relationship categories and disclosure requirements - Automated conflict checks against firm positions, watch lists, and deal flow - Approval workflows and compliance review - Annual re-attestation and relationship monitoring - Integration with personal trading data to cross-check account relationships - Reporting and audit trails for regulatory examination # Communications Archiving (eComms Archive) Source: https://mco.mycomplianceoffice.com/products/know-your-employee/communications-archiving MCO's eComms Archive solution captures, stores, and indexes electronic communications across channels to meet recordkeeping requirements and support supervisory review. The solution supports email, Bloomberg, Instant Bloomberg, Symphony, Microsoft Teams, Slack, WhatsApp Business, SMS, and other communication channels used in financial services. Key capabilities include: - Multi-channel capture of electronic communications in compliant archive storage - Tamper-proof, immutable storage with full chain of custody - Full-text search and metadata filtering across archived communications - Configurable retention policies aligned to regulatory requirements - Legal hold capabilities for litigation and regulatory investigation support - Integration with eComms Review for surveillance workflows - Compliance with SEC Rule 17a-4, FINRA Rule 4511, MiFID II Article 16, FCA SYSC 9, and equivalent recordkeeping regulations globally # eComms Review Source: https://mco.mycomplianceoffice.com/products/know-your-employee/ecomms-review MCO's eComms Review solution provides AI-assisted lexicon-based surveillance and review workflows for archived electronic communications. The solution enables compliance teams to efficiently detect policy violations, potential misconduct, and market abuse indicators across large volumes of employee communications. Key capabilities include: - AI-enhanced lexicon and pattern-based detection of high-risk communications - Configurable surveillance rules and alert thresholds by employee population, channel, and topic - Structured review queues with case management and escalation workflows - Supervisor review and sign-off workflows - False positive management and continuous model tuning - Integration with eComms Archive for end-to-end capture-to-review workflow - Cross-channel surveillance across email, chat, voice transcripts, and social media - Reporting and metrics for compliance oversight and regulatory examination # Know Your Transactions (KYT) Source: https://mco.mycomplianceoffice.com/products/know-your-transactions The KYT suite delivers integrated trade and transaction surveillance, deal review, insider risk management, payment screening, transaction monitoring, and transaction screening. It gives compliance teams comprehensive oversight of financial activity across the firm to detect misconduct, market abuse, and financial crime. The KYT suite covers: - Trade Surveillance — real-time and historical monitoring for market abuse and insider trading - Deal and Engagement Review — compliance workflows for new deals and client mandates - Insider and MNPI Management — insider list management and MNPI flow controls - Instant Payment Screening — real-time sanctions and watchlist screening before settlement - Transaction Monitoring — AML rule-based and risk-based monitoring for suspicious activity - Transaction Screening — ongoing sanctions, PEP, and adverse media screening of transactions All KYT modules share a common data infrastructure with the broader MCO platform, allowing cross-referencing of transaction data with employee conduct data for a holistic view of compliance risk. # Trade Surveillance Source: https://mco.mycomplianceoffice.com/products/know-your-transactions/tradesurveillance MCO's Trade Surveillance solution monitors trading activity in real time and historically across equities, fixed income, derivatives, FX, commodities, and digital assets. The solution detects patterns indicative of market manipulation, insider trading, front-running, wash trading, layering, spoofing, and other forms of market abuse. Key capabilities include: - Real-time and end-of-day trade surveillance across multiple asset classes and venues - Pre-built detection scenarios for market abuse typologies under MAR, MiFID II, and equivalent regulations - Configurable alerts and thresholds by trader, desk, product, and market - Cross-asset and cross-account surveillance to identify coordinated activity - Integration with employee personal trading data for holistic insider risk detection - Case management and investigation workflows - Suspicious Transaction and Order Report (STOR) and SAR generation workflows - Reporting and audit trails for FCA, ESMA, SEC, CFTC, and equivalent regulator examination # Deal and Engagement Review Source: https://mco.mycomplianceoffice.com/products/know-your-transactions/deal-engagement-review MCO's Deal and Engagement Review module manages the compliance review and approval workflow for new deals, mandates, and client engagements within investment banking and advisory functions. The solution supports information barrier controls, conflict clearance, and Chinese wall management to prevent the misuse of confidential information. Key capabilities include: - New business intake and deal registration workflows - Automated conflict checks against existing client relationships, positions, and watch lists - Information barrier and Chinese wall management - Wall-crossing approval workflows with logging and documentation - Restricted list and grey list management integrated with trade surveillance - Deal lifecycle tracking from pitch to completion - Audit trails of all conflict clearance decisions for regulatory examination - Integration with Insider and MNPI module for seamless information flow controls # Insider and MNPI Management Source: https://mco.mycomplianceoffice.com/products/know-your-transactions/insider-and-mnpi MCO's Insider and MNPI Management module manages insider lists and controls the flow of material non-public information (MNPI) within the firm. The solution supports wall-crossing procedures, restricted and watch list management, and automated trading restrictions to prevent insider trading and meet MAR, MiFID II, and SEC obligations. Key capabilities include: - Insider list creation and maintenance compliant with MAR Article 18 requirements - Automated notifications to insiders of their obligations and confidentiality requirements - Wall-crossing request and approval workflows with full documentation - Restricted list and watch list creation and management integrated with trade surveillance - Automated trading restriction application and lifting - MNPI project management with access controls and audit trails - Regulatory reporting support for STOR filings - Cross-module integration with Deal Review and Trade Surveillance for unified control room operations # Instant Payment Screening Source: https://mco.mycomplianceoffice.com/mco-products-know-your-transactions-instant-payment-screening MCO's Instant Payment Screening solution screens payments in real time against global sanctions lists, watchlists, and PEP databases before settlement to block or flag prohibited transactions. The solution is designed for the speed requirements of instant payment schemes including SEPA Instant Credit Transfer, UK Faster Payments, and real-time payment rails globally. Key capabilities include: - Real-time payment screening against OFAC SDN, EU Consolidated List, UK HMT, UN Consolidated List, and other sanctions regimes - PEP screening and adverse media checks integrated into payment flows - Sub-second screening response times to meet instant payment SLA requirements - Configurable matching algorithms and fuzzy logic to reduce false positives - Automated block, hold, and release workflows - Case management and investigation tools for flagged payments - Reporting and audit trails for regulatory examination and sanctions compliance programmes - API-first architecture for integration with payment processing infrastructure # Transaction Monitoring Source: https://mco.mycomplianceoffice.com/products/know-your-transactions/transaction-monitoring MCO's Transaction Monitoring solution provides rule-based and risk-based monitoring of customer financial transactions to detect suspicious activity patterns associated with money laundering, terrorist financing, fraud, and other financial crimes. The solution supports AML programme obligations under FATF recommendations, EU AMLD, US BSA/AML requirements, and equivalent regulations. Key capabilities include: - Pre-built and configurable detection scenarios for AML typologies - Rule-based alerts with configurable thresholds by customer segment, product, and geography - Risk-based monitoring aligned to customer risk profiles - Automated alert prioritization and scoring - Structured case management workflows for investigation and disposition - SAR/STR generation and submission support - Customer risk assessment integration for context-aware monitoring - Reporting and metrics for MLRO oversight and regulatory examination # Transaction Screening Source: https://mco.mycomplianceoffice.com/mco-products-know-your-transactions-transaction-screening MCO's Transaction Screening solution screens financial transactions against sanctions lists, PEP registers, and adverse media feeds to identify high-risk counterparties and meet AML/CFT obligations. The solution supports ongoing sanctions compliance and correspondent banking due diligence programmes. Key capabilities include: - Screening against global sanctions lists including OFAC, EU, UK, UN, and bilateral sanctions regimes - PEP identification and screening across multiple tiers of political exposure - Adverse media screening integrated into the transaction workflow - Configurable matching logic and fuzzy matching to balance hit rates and false positives - Automated pass, hold, and block decisions with manual review workflows - Case management and audit trails for all screening decisions - Reporting for AML compliance programmes and regulatory examination - API integration with core banking, payments, and trade finance systems # Know Your Third Party (KYTP) Source: https://mco.mycomplianceoffice.com/products/know-your-third-party The KYTP suite manages the complete third-party compliance lifecycle — from initial due diligence and risk assessment through onboarding, ongoing monitoring, screening, and offboarding. It helps firms meet vendor due diligence, anti-bribery and corruption, third-party risk management, and AML obligations across their entire vendor and counterparty population. The KYTP suite covers: - Third Party Risk Assessment — structured due diligence and risk scoring of vendors and counterparties - Third Party Lifecycle Management — end-to-end management of the vendor relationship - Third Party Screening — ongoing sanctions, PEP, and adverse media screening The platform provides a centralised register of all third parties, enabling compliance teams to demonstrate governance over the full population of external relationships. # Third Party Risk Assessment Source: https://mco.mycomplianceoffice.com/products/know-your-third-party/third-party-risk-assessment MCO's Third Party Risk Assessment module conducts structured, questionnaire-driven due diligence and risk scoring of third parties, vendors, suppliers, and counterparties. The solution identifies compliance, reputational, financial crime, and operational risks before and during engagements, with configurable risk scoring models tailored to the firm's risk appetite. Key capabilities include: - Configurable due diligence questionnaires by third-party type, risk tier, and geography - Automated risk scoring based on questionnaire responses and screening results - Risk tiering to calibrate the level of due diligence required - Document collection and storage for due diligence evidence - Integration with Third Party Screening for sanctions and PEP checks - Approval workflows for onboarding decisions - Periodic re-assessment scheduling based on risk tier - Reporting and audit trails for regulatory examination and audit # Third Party Lifecycle Management Source: https://mco.mycomplianceoffice.com/products/know-your-third-party/third-party-lifecycle-management MCO's Third Party Lifecycle Management module manages the end-to-end lifecycle of third-party relationships from onboarding through ongoing management to offboarding. The solution provides a centralised, auditable record of all third-party activity and ensures consistent governance standards are applied across the entire vendor population. Key capabilities include: - Third-party onboarding workflows from initial request through due diligence to approval - Centralised third-party register with relationship profiles and risk ratings - Periodic review scheduling and automated renewal workflows - Performance and issue tracking throughout the relationship - Contract and document management linked to third-party profiles - Offboarding workflows with data retention and record management - Task management and escalation for outstanding due diligence items - Reporting for compliance oversight, audit, and regulatory examination # Third Party Screening Source: https://mco.mycomplianceoffice.com/products/know-your-third-party/third-party-screening MCO's Third Party Screening solution screens vendors, counterparties, and other third parties on an ongoing basis against global sanctions lists, PEP databases, adverse media sources, and enforcement watchlists. The solution automatically surfaces emerging reputational and compliance risks throughout the vendor relationship lifecycle. Key capabilities include: - Ongoing screening against OFAC, EU, UK, UN, and global sanctions regimes - PEP identification across beneficial owners, directors, and key principals - Adverse media and negative news screening with configurable source coverage - Watchlist and debarment list screening (World Bank, UN, regional development banks) - Automated re-screening at configurable intervals and on trigger events - Match review and false positive management workflows - Case management and escalation for confirmed hits - Audit trails and reporting for AML and ABAC compliance programmes # Know Your Obligations (KYO) Source: https://mco.mycomplianceoffice.com/products/know-your-compliance-obligations The KYO suite provides a structured framework for managing regulatory obligations, compliance risk, assurance testing, and policy governance. It enables compliance teams to track what they are required to do, assess how well they are doing it, and demonstrate their programme to regulators, senior management, and boards. The KYO suite covers: - Compliance Obligations Manager — tracking regulatory change and mapping to internal controls - Compliance Risk Manager — risk-based view of compliance programme effectiveness - Compliance Assurance Manager — planning and executing compliance testing and monitoring - Policy Content Governor — managing the lifecycle of compliance policies and procedures The KYO suite helps compliance teams navigate complex regulatory obligations and transform compliance from a reactive burden into a strategic advantage. # Compliance Obligations Manager Source: https://mco.mycomplianceoffice.com/products/know-your-compliance-obligations/regulatory-change-manager MCO's Compliance Obligations Manager tracks regulatory changes from global regulators and maps them to internal obligations, controls, and policies. The solution manages the change assessment and implementation workflow to ensure the firm adapts to new and amended regulatory requirements in a structured and timely manner. Key capabilities include: - Curated regulatory change alerts from regulators across key jurisdictions - Obligation library with structured mapping to internal controls, policies, and processes - Impact assessment workflows for new regulatory changes - Task assignment and implementation tracking for regulatory change projects - Version control and change history for all obligations and mappings - Integration with Compliance Risk Manager to update risk assessments for regulatory changes - Reporting on regulatory change pipeline and implementation status for board and regulatory reporting # Compliance Risk Manager Source: https://mco.mycomplianceoffice.com/products/know-your-obligations/compliance-risk-manager MCO's Compliance Risk Manager provides a risk-based view of the firm's compliance obligations. It enables compliance teams to assess inherent and residual risk, track control effectiveness, and produce risk heat maps and dashboards that communicate the compliance risk profile to senior management, boards, and regulators. Key capabilities include: - Compliance risk taxonomy and risk register aligned to the firm's obligation library - Inherent and residual risk assessment with configurable scoring criteria - Control effectiveness assessment and tracking - Risk heat maps and dashboards for management reporting - Thematic and entity-level risk views - Integration with Compliance Assurance Manager to feed testing results into risk assessments - Trend analysis and risk appetite monitoring - Reporting for board risk committees, MLROs, and regulatory examination # Compliance Assurance Manager Source: https://mco.mycomplianceoffice.com/products/know-your-compliance-obligations/compliance-assurance-manager MCO's Compliance Assurance Manager supports the planning and execution of compliance monitoring and testing programmes. It enables compliance teams to schedule reviews, assign tasks, document testing results, track findings, and manage remediation — producing a clear audit trail of assurance activity for regulatory examination. Key capabilities include: - Annual compliance monitoring and testing plan creation and management - Task assignment and scheduling for compliance reviews and spot checks - Configurable testing templates and checklists - Documentation of testing methodology, results, and evidence - Finding management with severity ratings and remediation tracking - Escalation workflows for significant findings - Integration with Compliance Risk Manager to feed testing results into risk assessments - Reporting on assurance programme completion, findings, and remediation status # Policy Content Governor Source: https://mco.mycomplianceoffice.com/products/know-your-compliance-obligations/policy-content-governor MCO's Policy Content Governor manages the full lifecycle of compliance policies and procedures — from initial drafting through review, approval, publication, and employee attestation. The solution ensures policies remain current, accessible, and linked to the underlying regulatory obligations that drive them. Key capabilities include: - Policy and procedure library with version control and change history - Drafting and review workflows with multi-level approval - Policy publication and distribution to employees - Employee attestation and acknowledgment tracking - Policy gap analysis against obligation library - Scheduled review and renewal reminders - Integration with Compliance Obligations Manager to link policies to regulatory obligations - Reporting on policy coverage, attestation completion, and upcoming reviews # KYC and AML Compliance Source: https://mco.mycomplianceoffice.com/solutions/kyc-aml-compliance MCO's KYC and AML Compliance solution provides an end-to-end platform for Know Your Customer (KYC) and Anti-Money Laundering (AML) programmes. It combines third-party due diligence, transaction monitoring, sanctions and PEP screening, and ongoing customer risk assessment to help firms meet FATF standards, EU AMLD requirements, US BSA/AML obligations, and local AML/CFT regulations globally. The solution addresses: - Customer due diligence (CDD) and enhanced due diligence (EDD) at onboarding - Ongoing customer risk monitoring and periodic review - Beneficial ownership identification and verification - Sanctions screening at onboarding and on an ongoing basis - PEP identification and risk assessment - Transaction monitoring for suspicious activity detection - SAR/STR preparation and submission support - AML programme documentation and evidence for regulatory examination # Communications Compliance Source: https://mco.mycomplianceoffice.com/solutions/communications-compliance MCO's Communications Compliance solution integrates electronic communications archiving and AI-assisted surveillance into a single workflow. The solution helps firms meet multi-channel recordkeeping requirements and enables efficient review to detect misconduct, policy breaches, and market abuse indicators across all communication channels used by employees. The solution addresses: - Regulatory recordkeeping obligations under SEC Rule 17a-4, FINRA Rule 4511, MiFID II Article 16, FCA SYSC 9, and equivalent regulations - Multi-channel capture including email, Bloomberg, Instant Bloomberg, Symphony, Microsoft Teams, WhatsApp Business, Slack, and SMS - AI-enhanced lexicon surveillance for market abuse, misconduct, and policy violation detection - Structured review queues with case management and escalation - Supervisor review workflows and sign-off tracking - Legal hold and e-discovery support # Fit and Proper / Licensing and Accountability Source: https://mco.mycomplianceoffice.com/solutions/fit-and-proper MCO's Fit and Proper and Licensing and Accountability solution manages the fitness and propriety assessments, registrations, and individual accountability mappings required under global individual accountability regimes. The solution supports SM&CR in the UK, BEAR and FAR in Australia, IAF in Ireland, MAS CMRM in Singapore, and equivalent frameworks. The solution addresses: - Fitness and propriety assessment workflows for Senior Managers and Certified Persons - Regulatory registration and licensing tracking across jurisdictions - Statements of Responsibilities and Management Responsibilities Maps - Annual certification workflows with supporting documentation - Regulatory notification workflows for appointments, departures, and changes - Handover certificates and reference management # Compliance Oversight Source: https://mco.mycomplianceoffice.com/solutions/compliance-oversight MCO's Compliance Oversight solution provides compliance leadership and senior management with consolidated dashboards, risk indicators, and reporting tools to oversee the firm's entire compliance programme. The solution enables compliance officers to demonstrate governance to regulators, boards, and audit committees with real-time access to critical compliance data. MCO tracks and documents all compliance activities to provide evidence of compliance for regulators. The platform provides full transparency into compliance responsibilities, deadlines, results, and follow-up actions, enabling compliance teams to: - Schedule, assign, and categorize recurring and ad-hoc compliance tasks and activities - Document the testing of policies, procedures, and outcomes - Streamline compliance investigations and annual compliance reviews - Log meetings and conference calls with associated documents and notes - Produce board-level and regulatory reports with defensible evidence of compliance # Control Room Compliance Source: https://mco.mycomplianceoffice.com/solutions/control-room-compliance MCO's Control Room Compliance solution is purpose-built for investment banking control room operations. It covers restricted and watch list management, wall-crossing and deal clearance workflows, MNPI controls, deal review, and integrated trade surveillance — enabling firms to manage information barriers and prevent insider trading across capital markets activities. The solution addresses: - Restricted and watch list creation and management with automated trading restrictions - Wall-crossing requests, approvals, and documentation - Deal and engagement review and conflict clearance - Chinese wall management and access control logging - MNPI project management and insider list maintenance - Integration between control room workflows and trade surveillance alerts - STORs and SAR filing support - Audit trails for FCA, ESMA, and SEC examination # Market Abuse Regulation (MAR) Source: https://mco.mycomplianceoffice.com/solutions/market-abuse-regulation MCO's Market Abuse Regulation solution provides a comprehensive compliance framework for meeting EU Market Abuse Regulation obligations and equivalent rules globally including UK MAR, MAS market conduct rules, and ASIC market integrity rules. The solution integrates trade surveillance, insider list management, and MNPI controls into a unified MAR compliance programme. The solution addresses: - Trade surveillance for market manipulation and insider trading detection - Insider list management compliant with MAR Article 18 - Wall-crossing and MNPI control workflows - Suspicious Transaction and Order Reporting (STORs) preparation and submission - Market soundings documentation and controls - Stabilisation monitoring and reporting - Cross-asset surveillance across equities, fixed income, derivatives, and digital assets # Conflicts of Interest Management Source: https://mco.mycomplianceoffice.com/solutions/conflict-of-interest-management MCO's Conflicts of Interest Management solution identifies, documents, and manages actual and potential conflicts of interest across employees, transactions, and third parties. The solution supports regulatory requirements under MiFID II, FCA SYSC rules, SEC standards of conduct, and equivalent frameworks to protect clients and demonstrate conflicts governance. The solution brings together data from across the MCO platform — including personal trading, outside business activities, gifts, connected persons, deal activity, and third-party relationships — to provide a holistic view of conflicts and enable systematic management rather than ad hoc identification. Key use cases: - Employee conflicts of interest identification and management - Investment banking and advisory conflicts governance - Transaction-level conflict clearance - Third-party and vendor conflict screening - Conflicts register maintenance and board reporting # Conduct Risk Management Source: https://mco.mycomplianceoffice.com/solutions/conduct-risk MCO's Conduct Risk Management solution helps firms proactively build and evidence a culture of good conduct. It integrates employee disclosures, trading activity, communications surveillance, and third-party controls into a unified view of conduct risk indicators across the organisation. The solution addresses: - Employee conduct monitoring across personal trading, gifts, OBAs, and political contributions - Electronic communications surveillance for misconduct indicators - Conflicts of interest identification and management - Conduct risk indicator dashboards for compliance and senior management - Regulatory expectations under FCA conduct rules, MiFID II, SM&CR, and equivalent frameworks - Audit-ready evidence of the firm's conduct risk programme # Compliance Program Management Source: https://mco.mycomplianceoffice.com/solutions/compliance-program-management MCO's Compliance Program Management solution provides a unified operational framework for running all elements of the compliance programme — regulatory obligations tracking, risk assessments, assurance testing, policy management, task management, and reporting — within a single platform with full audit trails. All core components of the MCO platform use the same technology, data sets, functions, and capabilities. This unified and integrated approach to compliance program management enables: - A single compliance operating platform replacing multiple siloed tools - Full transparency into compliance responsibilities, deadlines, results, and follow-up actions - Scheduling, assigning, and categorizing recurring and ad-hoc compliance tasks - Documentation of testing of policies, procedures, and outcomes - Streamlined compliance investigations and annual compliance reviews - Board-level and regulatory reporting with defensible evidence of compliance - Real-time compliance data for better decision making and oversight # Corporate Compliance Source: https://mco.mycomplianceoffice.com/solutions/corporate-compliance MCO's Corporate Compliance solution extends MCO's compliance management capabilities beyond financial services to corporate environments. It supports enterprise-wide compliance programmes for anti-bribery and corruption (ABAC), gifts and entertainment management, conflicts of interest governance, employee conduct disclosures, and third-party due diligence. The solution helps corporate compliance teams: - Implement and manage a code of conduct compliance programme across all employees - Automate gifts and entertainment disclosures and approvals - Manage employee disclosures of conflicts of interest and outside activities - Conduct third-party due diligence and screening for ABAC compliance - Track regulatory obligations and manage compliance risks - Demonstrate an effective compliance programme to regulators, boards, and auditors # About MCO Source: https://mco.mycomplianceoffice.com/company/about-us MCO is a global leader on a mission to revolutionize how financial firms tackle compliance, making it simpler, smarter, and more effective. MCO's one-of-a-kind platform unifies compliance data into a single, seamless view, empowering firms to effortlessly track risks, spot conflicts, and maintain compliance across systems and departments. As a privately held company led by Founder and CEO Brian Fahey, MCO built its platform to monitor the three key sources of potential misconduct: Transactions, Employees, and Third Parties — all informed by one trusted source of data. ## Company History - **2008**: MyComplianceOffice created by TerraNua, a division of Fidelity Investments - **Early years**: MCO moved from Fidelity under the guidance of founder Brian Fahey with a vision to build a single compliance platform to eliminate waste and ineffectiveness from manual processes and multiple siloed systems - **Growth phase**: MCO focused on providing affordable and integrated SaaS-based employee compliance solutions to small and mid-market firms in the United States, headquartered in Dublin with a New York office opened to support US customers - **Expansion**: As capabilities matured, MCO expanded its product set to include third-party and transactional compliance and its client list to include firms of all sizes across capital markets, banking, and insurance throughout North America, Europe, and the Asia-Pacific region Today, the MCO platform delivers compliance technology to firms of all sizes across capital markets, banking, and insurance throughout North America, Europe, and the Asia-Pacific region, with over 1 million users across 1,300+ clients in more than 100 countries. ## Why Firms Choose MCO - Single integrated platform replacing disconnected point solutions - Holistic view of compliance across employees, transactions, and third parties - Affordable, easy-to-use SaaS with fast implementation - Expert implementation and 24x6 global support - Configurable without IT involvement - SOC2 Type II certified and ISO 27001 compliant # Awards and Recognition Source: https://mco.mycomplianceoffice.com/company/awards MCO has received industry recognition for its compliance technology platform and client service. The company has been named to industry lists and received awards recognizing innovation in RegTech, compliance management software, and financial technology. MCO has been recognized by leading industry analysts and publications covering financial services technology, including recognition for its integrated compliance platform capabilities, client satisfaction, and product innovation across employee compliance, trade surveillance, third-party risk, and obligations management. # Careers at MCO Source: https://mco.mycomplianceoffice.com/company/careers MCO offers careers across engineering, product, sales, compliance, customer success, and corporate functions at offices in Dublin (headquarters), New York, Singapore, and Texas. MCO is a growing, privately held RegTech company serving financial services firms globally. Employees work on meaningful compliance technology challenges that directly impact how financial firms manage risk and meet their regulatory obligations. For current open positions and information about working at MCO, visit the careers page at mco.mycomplianceoffice.com/company/careers. # MCO News Source: https://mco.mycomplianceoffice.com/about-us/news MCO regularly publishes press releases, media coverage, and product announcements covering new platform capabilities, industry partnerships, regulatory commentary, and company milestones. Recent news includes MCO expanding platform capabilities to strengthen compliance management with new enhancements across insider information management, trade surveillance, and employee communications. These include AI-enhanced functionality designed to help financial services firms respond to shifting market demands and operate with greater control across surveillance, communications, and digital assets. MCO's CEO Brian Fahey has noted: "Innovation and continuous improvement remain central to how MCO supports firms in a dynamic regulatory environment." For the latest news visit mco.mycomplianceoffice.com/about-us/news. # Partners Source: https://mco.mycomplianceoffice.com/company/partners MCO works with a network of technology and consulting partners to extend the reach and capabilities of its compliance platform. The partner ecosystem includes: - Technology integration partners providing data feeds, screening databases, and system integrations - Consulting firms and compliance advisory practices that implement and support MCO for their clients - Channel resellers and regional distribution partners For information on partnering with MCO, visit mco.mycomplianceoffice.com/company/partners. # Contact MCO Source: https://mco.mycomplianceoffice.com/company/contact-us MCO has offices and support teams globally. Contact details: - **Americas**: +1 866 951 2280 - **Australia**: 1 800 950 643 - **Singapore**: 65 800 492 2349 - **United Kingdom**: 0800 047 0962 - **EU**: 353 190 26 645 - **Email**: support@mycomplianceoffice.com MCO's modular approach means firms can purchase only the solutions needed today, then easily expand to add users, geographies, or new products as business needs evolve. The core platform components can be configured to meet unique needs without IT involvement and can connect to internal systems like HR to standardize data collection and reduce redundancy. The platform features state-of-the-art security: data is encrypted both in transit and at rest. MCO holds SOC2 Type II certification, ISO 27001 Information Security standard compliance, and EU-US Privacy Shield Data Protection Certification in partnership with TRUSTe. Rollout is on time and within budget with an expedient, user-friendly implementation. MCO's team of tenured industry experts manages planning, integration, testing, and training every step of the way. # Request a Demo Source: https://mco.mycomplianceoffice.com/demo Schedule a personalized, no-obligation demonstration of the MCO compliance management platform with a compliance technology specialist. The demo covers the modules most relevant to your firm's compliance programme and regulatory obligations. To request a demo, visit mco.mycomplianceoffice.com/demo. # Blog Source: https://mco.mycomplianceoffice.com/blog MCO's blog publishes regularly updated articles and commentary from MCO's compliance experts and industry contributors. Topics covered include: - Regulatory developments and compliance requirements across key jurisdictions - Best practices for employee compliance, trade surveillance, and third-party risk management - Market abuse regulation, MAR, MiFID II, and global equivalent frameworks - AML, sanctions, and financial crime compliance - Communications compliance and eComms surveillance - Individual accountability regimes including SM&CR, BEAR, and FAR - RegTech innovation and the role of AI in compliance - Conduct risk management and culture of compliance For the latest articles, visit mco.mycomplianceoffice.com/blog. # Resource Library Source: https://mco.mycomplianceoffice.com/risk-and-compliance-resources MCO's Resource Library provides compliance thought leadership content including whitepapers, research reports, guides, infographics, and data sheets covering the latest trends in regulatory compliance and risk management. Resources are available for download and cover topics including: - Communications compliance and multi-channel surveillance - Preventing market abuse and insider trading - Responsible AI for compliance officers - Trade surveillance benchmarking - Third-party risk management - Individual accountability and SM&CR - AML and sanctions compliance - Conduct risk and culture of compliance For all resources, visit mco.mycomplianceoffice.com/risk-and-compliance-resources. # Webinars Source: https://mco.mycomplianceoffice.com/webinar MCO hosts on-demand and upcoming live webinars featuring MCO specialists and external compliance practitioners. Webinar topics include regulatory change updates, product capability demonstrations, industry benchmarking results, and compliance best practice discussions. For upcoming and on-demand webinars, visit mco.mycomplianceoffice.com/webinar. # Customer Stories Source: https://mco.mycomplianceoffice.com/customer-stories MCO's customer stories feature case studies and testimonials from financial services clients across capital markets, banking, and insurance demonstrating how MCO has helped them solve real compliance programme challenges. Recent customer stories include: - A large firm choosing MCO for licensing and registration as their core platform for long-term compliance needs - Firms balancing technology with strong policies, a culture of compliance, and comprehensive training to ensure effective oversight - Capital markets firms streamlining employee personal trading compliance across global operations - Banks and asset managers using MCO's integrated platform to replace multiple point solutions with a single compliance operating system For all customer stories, visit mco.mycomplianceoffice.com/customer-stories. # Customer Support Source: https://mco.mycomplianceoffice.com/resources/support MCO provides best-in-class customer support operating from Singapore, Dublin, New York, and Texas. Support is available 24x6 — Sunday 1pm US Eastern Time through Friday 9pm US Eastern Time. Client inquiries received outside support hours via email or voicemail are responded to on the next business day. Support contact numbers: - Americas: +1 866 951 2280 - Australia: 1 800 950 643 - Singapore: 65 800 492 2349 - United Kingdom: 0800 047 0962 - EU: 353 190 26 645 - Email: support@mycomplianceoffice.com MCO also provides hands-on user training, training videos, guides, live sessions, and a customer portal accessible at all times.